QUOTE(lysistrata @ Jan 20 2004, 03:25 PM)
Every French seller I've dealt with, I have sent a nice letter (translated into French) explaining that by using PayPal they 1) get their money today 2) get their money in Euros with no additional fees 3) save me LOTS of money (the only bank in Denver that will even sell Euros or send international wire transfers charges nearly $50 for the priviledge) 4) can put the money right into their bank account without leaving their house.
Almost every single seller has opted for PayPal.
You've had an astonishingly lucky run, if almost every French seller you've dealt with has agreed to join PayPal in order to accept a payment from you. My experience, in hundreds of transactions, has been just the opposite - there is a total lack of French interest and acceptance of PayPal, outside a tiny core of net savvy, high volume vendors like Frenchman Phil.
While PayPal is very convenient for
buyers in the US and elsewhere, it's certainly not free, nor especially convenient for foreign
vendors - there are most definitely additional fees for the vendor - PayPal and bank fees together can total more than 6% of the transaction value. Nor does the vendor get his money immediately - he receives it in his PayPal account immediately, but there are sometimes very significant delays in transferring the money from PayPal to his French bank account, where he can actually use it (the
minimum time is about a week, often longer - this compares unfavourably with Western Union, where he can draw the money in untraceable tax-free cash within 15 minutes of it having been sent).
What's more, PayPal's security requirements are
far more onerous for non-US users, and there is a significant chance of his account being frequently frozen for "routine" security checks, even if he's never had a disputed transaction and only deals with irreproachable buyers (I speak from bitter personal experience here).
Add to these quite legitimate concerns the general French reluctance to trust
any institution with their money, let alone one that has no physical infrastructure, operates in a foreign country, doesn't abide by banking regulations, answers questions in English only, and requires them to periodically fax through copies of their personal bank statements for security purposes, and you have whatever the opposite of a winning formula is.